TERMS & CONDITIONS OF OFFER:
All loans available through Pathway Lenders. Loan amounts range from $2,500-$75,000. APRs will range
from 5.99%-29.99% and include a required origination fee of 4.9% that will be financed into the
loan. Loan must be used to directly pay off qualifying existing debt. This offer is subject to the
expiration date listed on the front page. All loans are subject to credit review and approval. You
may be declined if your income is too low to support your current debt obligations along with the
new loan. By responding to this offer, you are authorizing us to make inquiries and obtain
information about you as we deem appropriate for the purpose of evaluating you for this extension of
credit, including but not limited to credit reports and income verification. This soft inquiry will
not affect your credit score. Should you elect to move forward with the loan, a hard inquiry will be
run prior to funding that could affect your credit score. If you accept your rate, proceed with your
application, and take out a loan, repayment information will be reported to the credit bureaus. To
evaluate savings on a loan you are considering, it is important to compare your actual APR from your
existing debt to the APR offered by Pathway Lenders.
You received this offer because you met certain criteria related to creditworthiness. This offer is
conditioned on you continuing to meet these pre established criteria, and on final approval based
on our consideration and verification of financial information. We will be confirming your
eligibility to accept this offer. Eligibility for a loan is not guaranteed. We may be unable to
provide you with a loan, if, after you respond to this offer, we determine that you do not meet the
criteria established for this offer. We may also deny your request for a loan if you omit any
information from your application, if any information on your application is incorrect, or if we are
unable to verify your identity. To receive a loan, you must be a US citizen or permanent resident,
currently reside in the US, and be at least 18 years old. Duplicate offers received as a result of
multiple mailings to the same person are void. You may not transfer this offer to anyone else.
Pathway Lenders is not responsible for errors made by any credit reporting agency. Please note that
with prior consent, all calls with the company may be recorded or monitored for quality assurance
and training purposes. Utah and Wisconsin Registered Consumer Lender. All rights reserved.
Copyright © 2026 Pathway Lenders LLC. All Rights Reserved. Corporate NMLS ID #2696173
